Research output

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

Research output: Working paperProfessional

Standard

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches. / Qi, Shusen; De Haas, Ralph; Ongena, Steven ; Straetmans, Stefan.

GSBE, 2019. (GSBE Research Memoranda; No. 006).

Research output: Working paperProfessional

Harvard

Qi, S, De Haas, R, Ongena, S & Straetmans, S 2019 'Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches' GSBE Research Memoranda, no. 006, GSBE.

APA

Qi, S., De Haas, R., Ongena, S., & Straetmans, S. (2019). Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches. (GSBE Research Memoranda; No. 006). GSBE.

Vancouver

Qi S, De Haas R, Ongena S, Straetmans S. Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches. GSBE. 2019 Feb 12. (GSBE Research Memoranda; 006).

Author

Qi, Shusen ; De Haas, Ralph ; Ongena, Steven ; Straetmans, Stefan. / Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches. GSBE, 2019. (GSBE Research Memoranda; 006).

Bibtex

@techreport{2b823df166254180ab4fa840d477066f,
title = "Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches",
abstract = "We study how information sharing between banks influences the geographical clustering of branches. We construct a spatial oligopoly model with price competition that explains why bank branches cluster and how the introduction of information sharing impacts clustering. Dynamic data on 59,333 branches operated by 676 banks in 22 countries between 1995 and 2012 allow us to test the hypotheses derived from this model. Consistent with our model, we find that information sharing spurs banks to open branches in localities that are new to them but that are already relatively well served by other banks. Information sharing also allows firms to borrow from more distant banks.",
keywords = "information sharing, branch clustering",
author = "Shusen Qi and {De Haas}, Ralph and Steven Ongena and Stefan Straetmans",
year = "2019",
month = "2",
day = "12",
language = "English",
series = "GSBE Research Memoranda",
publisher = "GSBE",
number = "006",
type = "WorkingPaper",
institution = "GSBE",

}

RIS

TY - UNPB

T1 - Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

AU - Qi, Shusen

AU - De Haas, Ralph

AU - Ongena, Steven

AU - Straetmans, Stefan

PY - 2019/2/12

Y1 - 2019/2/12

N2 - We study how information sharing between banks influences the geographical clustering of branches. We construct a spatial oligopoly model with price competition that explains why bank branches cluster and how the introduction of information sharing impacts clustering. Dynamic data on 59,333 branches operated by 676 banks in 22 countries between 1995 and 2012 allow us to test the hypotheses derived from this model. Consistent with our model, we find that information sharing spurs banks to open branches in localities that are new to them but that are already relatively well served by other banks. Information sharing also allows firms to borrow from more distant banks.

AB - We study how information sharing between banks influences the geographical clustering of branches. We construct a spatial oligopoly model with price competition that explains why bank branches cluster and how the introduction of information sharing impacts clustering. Dynamic data on 59,333 branches operated by 676 banks in 22 countries between 1995 and 2012 allow us to test the hypotheses derived from this model. Consistent with our model, we find that information sharing spurs banks to open branches in localities that are new to them but that are already relatively well served by other banks. Information sharing also allows firms to borrow from more distant banks.

KW - information sharing

KW - branch clustering

M3 - Working paper

T3 - GSBE Research Memoranda

BT - Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

PB - GSBE

ER -