Risk shifting in the context of 3D printing: an insurability perspective

Michael Faure, Shu Li*

*Corresponding author for this work

Research output: Contribution to journalArticleAcademicpeer-review

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The adoption of 3D printing poses considerable liability risk to digital designers and fabricators. Traditionally, liability insurance is considered a crucial way for parties to shift their risk. However, in the context of 3D printing, uninsurability may serve as an obstacle for risk shifting. The main interest of this article is twofold. On the one hand, it sketches the extent to which risk can be unforeseeable (and thus uninsurable) in the context of 3D printing when legal uncertainties and the existence of adverse selection and moral hazard are considered. On the other hand, by reviewing various instruments, it offers potential solutions for reducing the uninsurability problem. Specific emphasis is given to applying InsurTechs, especially blockchain technology, to improve insurability and to identify the problems that will constrain the promotion of InsurTech in the context of 3D printing.
Original languageEnglish
Pages (from-to)482-507
Number of pages26
JournalGeneva Papers on Risk and Insurance - Issues and Practice
Issue number3
Publication statusPublished - Jul 2020


  • 3D printing
  • product liability
  • liability insurance
  • insurability
  • InsurTechs

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