The present study further examined the relations between neuroticism, rumination, and worry, on the one hand, and anxiety and depression, on the other hand, in a sample of 73 undergraduate students. The results indicated that there were significant correlations among neuroticism, rumination, and worry. Further, neuroticism, rumination, and worry were all positively linked to both anxiety and depression. Finally, support was found for a mediational. model in which neuroticism was associated with the cognitive factors of worry and rumination, which in turn were related to anxiety and depression. The implications of these findings are discussed.