El Euro Digital: ventajas, desafíos e implicaciones políticas

This study aims to address the legal and political implications of the creation of a digital currency by the European Central Bank: the digital euro. The popularisation of cryptocurrencies or cryptoassets and their slow but progressive expansion in use has caused a large number of countries to consider launching their own digital currencies, duly validated by their respective central banks, as a faster and more efficient alternative means of payment in the digital economy. This article discusses the main characteristics that define a CBDC acronym for central bank-issued digital currency, how they differ from cryptocurrencies, and assesses what are the potential advantages and the main challenges of incorporating a European digital currency as legal tender.